Organize Your Wallet

Is your wallet a mess? If you're always out using your wallet to keep track of money and cards etc... it can not only weigh you down, it can also slow you down. Having to take the time to look through dozens of credit or rewards cards to find the right one can slow up the line at the grocery store and it can also cost you money when you can't find the card or return receipt that you need. Here are some solutions for keeping an organized wallet:

Remove receipts regularly. Remove any receipts you don't need on a regular basis. Keep receipts you will need for future returns with the item and not in your wallet. This way when you go to make the return, they will be together in the bag.

Streamline credit cards. Do you sign up for a credit card from every store you shop at? This can not only clog your wallet, but it can also be damaging to your credit score. Limit the amount of credit cards you use. Find a card that offers rewards for purchases in any store and use that card for all purchases.

Harness your rewards cards. So many stores offer reward cards and it really does help to use them, however they can cause chaos in your wallet. CardStar is a clever smart phone app that will let you digitally store many different reward cards. You can also take a digital photo of the front and back of the card. If you really feel the need to keep the cards with you, try using a hole punch and slipping them onto a keyring.

Consolidate your cash. Take time to drop your loose change into a bowl at home and occasionally turn it into the bank. It can be fun to keep a separate account for loose change (it adds up quickly) and use it to pay for a fun activity. Don't keep too much cash in your wallet—if it's stolen, it's gone. With so many credit cards offering rewards, it's a good incentive to minimize cash.

Take a look at your wallet from time to time and add a little organization. Having a good place to quickly access what you need plays a big role in keeping you organized when you're on the go.